Herb Riede's Blog

I bought a house with the thanks of:
My friend who referred me to my Buyer's Agent - Abe Haupt - http://www.abetterrealtor.com
He's a big dog in Philly. And a good friend.

My Buyer's Agent - Terry Weigle http://www.TerrySellsMeadville.com
If you're in NW PA, she'll get it done for you.

Caldwell Banker Select Mortgage - http://www.SelectMortgageErie.com
Walked me through my credit step by step and what I needed to do to "get there". With the help of MyFICO's members, I surpassed it!

My middle FICO credit score was 580 in March and in July my middle FICO score was 658.

I did this with the assistance of obsession, membership with http://www.myfico.com, and daily log ins to:

Credit Report Memberships at:
http://www.truecredit.com
http://www.usaa.com
http://www.EliminateIDTheft.com
http://www.equifax.com

Free Memberships at:
http://www.credit.com
http://www.creditkarma.com
http://www.quizzle.com
http://www.creditsesame.com

After being carefully aggressive with creditors (no payoff without disappearing off my report!) and paying off old bills at about an average of 60%, and paying all credit cards to near zero in a specific formula, the FELLOW MEMBERS at MyFICO's message boards guided me from Poor Credit to living in my new home in LESS than six months.

As long as you can manage your current bills and pay towards your old ones, anyone can do it.

It just takes time, discipline, and patience. If you lack any of these, it will cost more money.

Real simple. And if you email me I could get $5 for referring you. But I'm not going to hide the information.

Go to http://www.serve.com/

For the first $10, sign up for the Serve Card by American Express. This offer may be over - it was available for new signups as of the date of this post and I think it may be over by the end of 2011.

Serve is a new competitor of PayPal, and those of you who may remember back when PayPal started, they had a similar $5 free for signup, $5 per referral program to get off the ground.

For the second $10, go to http://www.playmoneymover.com/ and keep playing until you win.

Finally, for the chance at more, Follow @serve on Twitter and play #fundmyfriday for a chance for $25.

I've received about $40 total in free money from Serve, and used the card to pay for things by using their backup and "load from credit card" feature to combine balances to pay for a big item.

As I said in my last blog, I thought this was the goal of Occupy.

Here is the Amendment:
http://sanders.senate.gov/petition/?uid=f1c2660f-54b9-4193-86a4-ec2c39342c6c

Have you actually read the Occupy Declaration? I don't think the goal is just fixing what has gone wrong by making people pay their fair share and getting people back to work and general economic and social fairness, but fixing it permanently.

The declaration says "THEY" often. Who are "THEY"? It's not Millionaires - it's CORPORATIONS.

What action would permanently address every point in the Declaration??

Perhaps a constitutional amendment permanently reversing parts of, any or all Supreme Court "Corporate Personhood" decisions:
- Citizens United v. FEC
- Santa Clara County v. Southern Pacific Railroad
- Dartmouth College v. Woodward
is required.

Specifically, I can imagine demands/effects such as:

- The ability of a state to revoke a corporate charter (Corporate death penalty)
- The invalidation of Corporate "personhood" and revocation of all Constitutional protections given to corporations given to people unless specifically spelled out as "and corporations"
- The revocation of board member and executive immunity from criminal liability and shareholders from financial liability
- The permanent banning of corporations for use in government, politics and healthcare.
- The ending of the idea of "non-profit corporations", as the correct designation here is Tax Exempt Corporation, 501(c)3. Associations, Charters and Trusts without corporate structure should be revisited, and charitable works shouldn't model itself after Bank of America.

These are dramatic, far reaching demands that would remake the country, our economy and the world.

But it's a starting point for conversation.

//IMHO//